Finance & Mortgage Broking

Certificate IV in Finance & Mortgage Broking

This qualification reflects the job roles of individuals working in finance broking (including mortgage broking). This course meets the minimum educational requirement for Individuals engaged in credit activities as defined in the National Consumer Credit Protection Act 2009 (National Credit Act) and meets the educational requirements as outlined in the ASIC Regulatory Guide 206 (RG206) credit Licensing guide.

This qualification will also meet the minimum educational requirements for financial adviser representatives who provide financial product advice to re­tail clients. It applies to individuals who are authorised as an ASIC registered Australian financial services license (AFSL) holder or representative to provide advice on deposit products, non-cash payment facilities and general insur­ance products at Tier 2 level, as per the ASIC Regulatory Guide 146 Licensing Training requirements for Financial Product Advisors.


There are no specific entry require­ments.


There are no prerequisites in order to undertake this course.


Parramatta campus


Assessment includes combinations of practical and research projects, practical assessments, role plays, case studies and scenarios, written knowledge questions, examinations and presentations.


This course is delivered through: 

  • Corporate workshops.
  • Online Delivery
  • Traineeships

The primary pathway from this qualification is entry level employment in the financial services sectors provide services in Finance & Mortgage broking.
Pathways from the qualification
Students who successfully complete the Certificate IV in Finance & Mortgage Broking qualification will have the opportunity to articulate into the:

Diploma of Finance and Mortgage Broking Management (FNS50315) quali­fication.


Job roles and titles can include:
Lending Manager, Lending officer, Mortgage broker, Credit Manager, Home Loan representative, Financial Business Development Managers, Branch Lender, Home Loan Specialist, Finance


Smart & Skilled funding (Traineeship):
1st qualification $1000,
2nd qualification $1000.
Concession $240.
(Enquire about Targeted Priorities)
Fee for Service $2450
Intakes: As required, please enquire
Duration: 6 months

  • BSBITU306 Design and produce business documents
  • FNSCRD301 Process applications for credit
  • FNSFMB401 Prepare loan application on behalf of finance or mortgage
  • FNSFMB402 Identify client needs for broking services
  • FNSFMB403 Present broking options to client
  • FNSFMK505 Comply with financial services legislation and industry codes of practice
  • FNSINC401 Apply principles of professional practice to work in the financial services industry
  • FNSINC402 Develop and maintain in-depth knowledge of products and services used by an organisation or sector
  • BSBWOR501 Manage personal work priorities and professional development 
  • FNSASIC301 Establish client relationships and analyse needs
  • FNSASIC302 Develop, present and negotiate client solutions
  • FNSSAM401 Sell financial products and services